Revenue Advance
A Revenue Advance provides flexible funding that automatically adapts to your business performance. Here's how it works: You receive up to $1.5 million upfront based on your expected future sales. Instead of fixed payments, you repay through a set percentage of your daily or weekly revenue: During busy periods, you pay more and clear the advance faster. During slower times, payments naturally decrease, preserving your cashflow when you need it most
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Quick Stats
| Loan Amounts and Terms |
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|---|---|
| Repayment Schedule |
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| Requirements |
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| Funding Time |
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Funding up to $1.5M
Term up to 18 months
Daily or Weekly Repayments
Time in business 6+ months
570 FICO score
$240k+ annual revenue
In as little as 24 hours of acceptance
How Does A Compare?
How It Works
1
Apply
Submit the easy online application within minutes and a Capital Specialist will call to discuss your funding request.
2
Get A Decision
You will receive your approval status in as little as 4 hours after submitting all necessary documentation.
3
Receive Your Funds
You'll receive a lump-sum payout in as little as 24 hours of offer acceptance. Spend it at your own pace, as you need it.
How to Use a Revenue Advance
Revenue Advances offer flexible funding that can be deployed across multiple areas of your business. Whether you need to invest in growth, prepare for a busy season, or manage daily operations, having access to capital gives you greater control over your business decisions. Funds can be applied to essential expenses like payroll and rent, or used more strategically—for hiring, inventory build-up, marketing campaigns, or business expansion.
Hiring Staff and Meeting Project Demands
Loans provide the working capital necessary to onboard new employees, handle seasonal hiring surges, or staff up for major contracts. This enables businesses to capitalize on increased demand without compromising their financial stability.
Purchasing Equipment and Technology
Access to loan funding allows businesses to replace aging equipment, acquire advanced tools, or deploy technology solutions that boost efficiency and drive productivity gains.
Expanding Locations or Operations
Whether launching a new storefront, moving into larger facilities, or renovating current spaces, small business loans deliver the capital required to expand strategically while maintaining smooth day-to-day operations.
FAQs
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The payments for a revenue-based business loan vary. Instead of a set dollar amount to repay, the payments will be a percentage based on your incoming revenue. For example, if you receive $1000 in revenue in a month and your repayment percentage is 30%, you would pay back $300 on your loan that month.
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It depends on how much you take out and how much your revenue is over time. More revenue coming in means you will pay off the loan more quickly.
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If you have a revenue history for your business, you can get a revenue advance even with bad credit. These types of loans are designed for business owners with poor credit but who have provable revenue coming in.
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While the terms are sometimes used interchangeably, there are some distinctions between a merchant cash advance and a revenue advance. The biggest difference is that a revenue advance requires proof of revenue coming in, while a merchant cash advance can be a little more flexible and may use additional factors to determine qualification.
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The interest rates for a revenue cash advance are a little different than a typical loan. These interest rates also tend to be higher because there are no assets to back them.
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Revenue based financing is fast, flexible, and designed to support your business. The process is simple—you just fill out a quick online application, and within minutes, someone will call to discuss your request. You'll typically receive a funding decision within 4 hours, and if approved, the lump-sum payout hits your account in 24 hours. Unlike traditional loans, there are no usage restrictions, so you can use the funds at your own pace and on what your business needs most. It's an efficient way to get the financial boost you need without the hassle.
